Terms & Conditions

Skyline Financial Services is a SEBI-registered Research Analyst (Registration No. INH000028370; BSE enlistment No. 7409). These Terms govern use of this website and the research services described in the written plan selected by the client.

The service consists of research reports, market analysis, opinions, observations and related communications within the permitted regulatory scope. Skyline does not receive client funds for investment, manage portfolios or offer brokerage, deposit or profit-sharing services through these Terms.

If a service-specific document, executed client document, applicable law or regulatory requirement imposes a different or additional obligation, the applicable law and regulatory requirement prevail, followed by the executed service-specific document.

Read these Terms, the Most Important Terms and Conditions (MITC), fee details, refund policy, disclaimer, privacy policy and the scope of the selected service before providing consent.

By signing or electronically accepting the applicable client documents, subscribing to a service, or using a service after valid onboarding, the client confirms that the documents have been read and understood. Website browsing by itself does not waive any statutory investor right.

If you do not agree with the applicable Terms, do not subscribe to or use the research service.

Research may cover equity, indices, derivatives, commodities, sectors, market commentary, technical or fundamental observations and other segments stated in the selected service.

• Research conclusions are professional opinions—not instructions that transfer investment control to Skyline.
• A recommendation may include an entry range, target or stop-loss level. These are risk-management inputs, not guarantees that an order will execute at that price or that loss will be limited.
• Clients are not required to act on every research view. Suitability, position size, timing, order placement and execution remain the client's decision.
• Telephone assistance, where included in the plan, is for clarification of the research communication and does not authorize trade execution or account operation.
• Use only the complete, dated report distributed through Skyline's official channels.

Investment in securities markets is subject to market risks. Read all related documents carefully before investing.

Prices, liquidity and volatility can change rapidly. Derivatives and leveraged products may cause substantial loss, including loss beyond an amount initially expected. A stop-loss order may not execute at the indicated level during a gap, illiquid market, outage or rapid price movement.

The client should assess objectives, financial position, knowledge, investment horizon and risk capacity, independently verify material information and seek independent professional guidance where needed. The client remains responsible for maintaining sufficient funds, setting position size and placing, modifying or cancelling orders.

Skyline does not recommend borrowing or taking a loan to fund an investment or trade.

Skyline does not represent or assure that every recommendation will be profitable, a target will be achieved, a stop-loss will prevent loss, previous loss will be recovered, or a particular return or objective will be achieved.

Past performance, historical accuracy, a target price, a back-tested result or a prior successful view is not an indicator or assurance of future results. Any person promising assured returns while using Skyline's name should be reported immediately.

The applicable fee, tax, service duration, delivery channel and included features will be disclosed before subscription. Regulatory fee ceilings and advance-fee periods may change; the limit in force at the relevant time will apply.

• Service activation is subject to successful KYC, required consent and receipt/verification of payment.
• Pay only to Skyline's verified bank/UPI details shown on the official Payment page or through another permitted written channel.
• Do not pay cash, a personal account, an employee or an unverified QR/UPI ID.
• A bank or payment provider controls transaction authorization, daily limits, rejection and network availability. Never share a PIN, OTP, password or complete card credentials.
• Keep the receipt and a safe transaction reference for reconciliation.

Cancellation and refund are governed by the published Refund Policy, applicable SEBI/RAASB requirements and the written service terms accepted at onboarding.

On premature termination by the client or Skyline, an eligible client may seek a proportionate refund for the unexpired period. Fees attributable to service already provided are not refundable merely because a recommendation did not meet an expectation or a client experienced a market loss.

Skyline may suspend or terminate access where reasonably necessary for non-payment, misuse, unlawful conduct, security concerns, regulatory directions or a material breach, subject to applicable notice and refund requirements.

A fee-paying client must complete the applicable KYC and provide accurate, complete and current information and documents required for onboarding, verification, communication and record keeping.

Keep your name, email address, mobile number and other material contact details updated with Skyline. Skyline may request additional information reasonably required by law or regulation and may pause activation until verification is complete.

Client data will be handled according to the Privacy Policy and applicable law. Skyline may retain records of client and prospective-client interactions where required.

Research is distributed through the official delivery channels identified during onboarding. A phone call, forwarded message, social-media post or cropped screenshot must not replace the complete dated research report.

Email, SMS, messaging, website, telecom and internet services can experience delay, non-delivery, outage, unauthorized alteration or other technical failure outside reasonable control. Skyline will use reasonable efforts to maintain service but cannot promise uninterrupted electronic delivery.

Verify an unusual payment request, recommendation or instruction through info@skylinefinserve.com or +91 94 2450 2130.

By registering for, enquiring about or subscribing to Skyline's services, the client may receive service-related communications through permitted channels, including telephone calls, SMS, email, WhatsApp, the website, client portals or other communication channels notified by Skyline.

Such communication may include:

• Research reports, research updates and related clarifications;
• Market updates and service-related information;
• Subscription, renewal, activation, expiry and payment information;
• KYC, onboarding and account-related communication;
• Customer support, query responses and grievance updates;
• Operational, security, fraud-prevention and technical notices; and
• Regulatory, risk-disclosure, policy or compliance communication.

The client must keep the registered mobile number, email address and other contact details current and should promptly review communications sent through the agreed official channels. Delivery may be affected by device settings, spam filters, telecom restrictions, network availability or incorrect contact information.

Skyline will use communication channels in accordance with applicable regulatory, privacy and telecom requirements. Service-related or legally required notices may continue where permitted or required by law. Any promotional communication will be subject to applicable consent and opt-out requirements.

The client should verify the sender before acting on a message and must not share an OTP, PIN, password or account credential in response to any communication claiming to be from Skyline. Suspicious communication should be reported immediately to info@skylinefinserve.com or +91 94 2450 2130.

Skyline will never ask for the password, PIN or OTP of a client's trading, demat, bank or UPI account and does not require remote access to operate those accounts.

• Do not share login credentials, OTPs, PINs, card details or screen-control access with Skyline, an employee or any other person.
• Use strong, unique passwords and enable security controls provided by the bank, broker and depository.
• Report suspected impersonation or unauthorized use promptly to the relevant service provider and Skyline.

Subject to applicable law, Skyline is not responsible for a loss caused by a client's voluntary disclosure of credentials or an unauthorized third party outside Skyline's reasonable control.

Skyline will provide disclosures required for a research report, including applicable financial interest, beneficial ownership, compensation, business relationships, material conflicts and use of artificial-intelligence tools.

Research reports and recommendations will be distributed without unfair discrimination among eligible clients. Confidentiality of a report will be maintained until its intended publication/distribution, subject to legal and regulatory duties.

Read the disclosure section of each complete dated report; a website-wide statement cannot replace security-specific disclosures.

Website content, research reports, charts, designs, formats, logos and other material belong to Skyline or the relevant licensor. Unless a report states otherwise, client research is supplied for the recipient's personal use under the selected service.

Do not unlawfully reproduce, edit, crop, sell, commercially redistribute, impersonate Skyline, remove disclosures, share paid access or attempt unauthorized access to Skyline systems. A permitted quotation must not distort the research conclusion or omit material risk and conflict disclosures.

Misuse may result in suspension and appropriate remedies under the service terms and applicable law. Statutory rights remain unaffected.

Skyline aims to keep its website and publications useful and current but does not warrant uninterrupted availability or that every item will always be complete, current or error-free.

External links are provided for convenience. Skyline does not control a third party's content, security, availability, privacy practices or terms, and a link does not by itself amount to endorsement.

To the extent permitted by law and the agreed service terms, Skyline is not responsible for indirect or consequential loss arising solely from adverse market movement, a client's independent decision, exchange disruption, bank/payment-provider rejection, telecom failure, power outage, natural event, cyber incident or another event outside reasonable control.

Nothing in these Terms excludes or limits fraud, wilful misconduct, a regulatory responsibility, an obligation under an applicable client document, or any liability or investor right that cannot lawfully be excluded or limited.

Skyline may update services, processes or documents for legal, regulatory, security or operational reasons. The updated version and effective date may be published or communicated through an appropriate official channel.

Applicable advance notice will be provided where required. Additional voluntary terms do not override SEBI/RAASB requirements, and a client will not be bound by a clause that contravenes a regulatory provision.

Step 1 — Skyline: Submit a complaint through the official Complaint Board or contact info@skylinefinserve.com / +91 94 2450 2130. Skyline will strive to redress the grievance promptly and within the applicable regulatory timeline.

Step 2 — SCORES: If unresolved, use SEBI SCORES. The applicable process includes review by the designated body/RAASB and SEBI.

Step 3 — SMART ODR: Where eligible, an unresolved dispute may be taken to SMART ODR for online conciliation/arbitration.

These Terms are governed by the laws applicable in India. Subject to statutory rights and applicable regulatory dispute mechanisms, competent courts/authorities having jurisdiction over Skyline's registered office will have jurisdiction.

Skyline Financial Services
SEBI Registration: INH000028370
BSE Enlistment: 7409
Principal / Compliance Officer: Mr. Sumit Vyas
Email: info@skylinefinserve.com
Telephone: +91 94 2450 2130
Registered office: 140, PU-4, Scheme No. 54, Behind C21 Mall, Vijay Nagar, Indore, Madhya Pradesh 452010

If a provision is held invalid or unenforceable, the remaining provisions continue to the extent permitted by law. These Terms, the MITC, selected service terms, policies, disclosures and executed client documents form the relevant understanding for the service, subject always to applicable law and regulatory requirements.